Discount Dental Plans

Access to dental care is important for everybody. But the cost of dental insurance keeps rising. And fewer employers than ever are offering dental coverage.

This leaves you with a challenge: how do you keep your teeth healthy and balance your budget?

An Alternative To Dental Insurance

Discount dental plans are programs that offer savings on dentist visits and dental procedures. To enjoy the benefits these plans offer, you pay a yearly enrollment fee. These yearly fees are usually very affordable. Dental plans can be great way to save money and get the dental care you need.

Having a discount dental plan is not the same as having dental insurance. Discount dental plans are more like savings clubs. There are no deductibles or premiums — just a yearly fee to be a member.

Advantages of Discount Dental Plans

Discount dental plans offer several advantages, including:

• Savings of up to 60% on many dental procedures
• No premiums to pay. You just pay a membership fee — and it's usually a lot less than a year’s worth of insurance premiums.
• No deductibles and no yearly maximums. Discount dental plans offer continuous savings, regardless of how much dental care you require.
• No claim forms. To enjoy your coverage, you just have to show your dental plan membership card at the start of your dental appointment.

And best of all,

You can’t be turned away for any pre-existing dental condition.

Should You Consider A Discount Dental Plan?

Discount dental plans make great sense for people in a variety of situations. For the uninsured, dental plans make routine dental care affordable. Preventive dental care is the best way to guard against long-term tooth problems.

For the underinsured, discount dental plans help fill the gaps in your existing dental coverage. If you need dental care that your insurance policy won’t cover, the discount dental plan can prevent you from breaking the bank.

A Dental Plan For Everybody

With the wide variety of plans available, anyone can find one that meets their needs. Some of your options include:

• Lower enrollment fees. Plans with lower enrollment fees usually offer a smaller discount on visits and expensive procedures. But if all you need is routine care, this could be a money-saving option for you.
• Higher discounts. Plans with more expensive enrollment fees offer higher discounts. If you have pre-existing dental conditions, or a history of tooth problems, thinking about paying a little extra for a plan with a higher discount.
• Family coverage. Almost every plan has an option for family coverage. On most plans, it only costs a little extra to cover your family. This is useful if your current dental insurance policy only offers limited coverage for your spouse and children.

If you don’t have dental insurance — or if your current dental insurance isn’t meeting your needs — consider a discount dental plan. Many of the agents in our network offer discount dental plans. To get connected with agents now, use our free online dental quote service.