Individual Dental Insurance

Chances are, you already know that healthcare are going up. And dental costs are going up right with them.

Dental procedures such as cavity fillings and crowns are becoming more expensive. Even getting teeth cleanings, fluoride treatments, routine check-ups, and other kinds of preventive dental care don't escape the rising costs.

What's the best way to make sure you won't be stuck with a huge bill? Get dental insurance.

What Types Of Plans Can I Choose From?

There are 2 general types of dental insurance plans that you can choose from: managed care plans and indemnity plans.

Managed care plans work with a “network” of dental care providers who offer their services for discounts. And when you choose your dentists, orthodontists, and other dental providers in the network, you'll have low premiums and co-payments. The most common managed care plans include:

• Dental Preferred Provider Organizations (PPOs)

• Dental Health Maintenance Organizations (HMOs)

Indemnity plans are another option. With an indemnity plan, you have the freedom to go to anywhere you want for dental care. Indemnity plans offer some of the most complete dental coverage available. But they can cost a lot more than managed care plans, and aren't as popular as they once were.

What If Dental Insurance Isn't For Me?

If you decide that dental insurance isn't for you, there are still ways to save money on dental care. With dental discount plans, you can get up to 60% discounts for a lot of the dental care you need. And they're affordable — many discount dental plans can be less than $10 a month.

To see which option is best for you, talk with a professional agent. They can help you figure out if you can save the most money with a dental discount plan or if dental insurance is the better option.

When you use our free quote service, you'll be connected with up to 5 licensed professionals in your area. You'll have options to compare — and expert advice to help you make an educated decision.