Discount Medical Programs — A New Healthcare Option

Frustrated by how much some health plans can cost? Have you been declined insurance coverage because of a pre-existing health condition? Worried that you’re going to be stuck for paying the full cost of your healthcare all on your own?

Don’t worry — you still have options. You can enroll in a discount medical program. It’s not insurance, but it lets you save money when you visit the doctor or hospital, or need to pay for prescription medications. Joining a discount program is affordable, and you won’t be turned down because of a pre-existing condition. You won’t even need to see a doctor to be eligible.

How Discount Medical Programs Work

Discount medical programs have networks of doctors, hospitals, and other care providers — just like most health insurance plans do. The medical programs are able to negotiate discounts with the providers in their networks. As a member of the program, you’re entitled to get that discount every time you visit that provider.

To enroll, you pay a monthly fee. This fee is usually much less than what it costs to get insurance. Some discount programs start as low as $25 a month. And there’s no limit on how often you can take advantage of the discounts.

When you join a discount medical program, you receive a membership card. To enjoy your discounts, all you have to do is show your card. And your discount starts as soon you join. There’s no waiting period.

The Downside Of Discount Medical Programs

Joining a discount medical program is a great way to save on routine healthcare: visits to the doctor, prescription drugs, even short trips to the hospital. But if you had a serious injury or illness — the kind that can cost thousands of dollars — a discount medical program won’t be of much help.

Remember, discount medical programs are not insurance policies. Being a member of one will save you money. But when you have a serious health problem, there’s no substitute for having insurance.

They aren't for everyone, but for some people a discount medical program can be a great option.

Finding A Program And Enrolling

If you’d like to know more about joining a discount program, fill out this short health quote form. Many of the insurance agents in our network can also help you find and enroll in a discount medical program. Filling out the form only takes minutes, and you’ll be matched with qualified agents instantly. It’s fast, free, and easy.